Forex Talking

Public Provident Fund: long-term savings instrument with a maturity of 15 years and interest payable at 8% a year compounded by a year. PPF account can be opened a bank account, nationalized at any time during the year and is open year round for depositing money. Tax breaks, you can use for investment and the amount of assessed tax-free. Allowed the conclusion of the seventh annual fiscal year since opening an account and the amount of withdrawal will be limited to 50% of the balance of credit at the end of 4 course, immediately preceding the year in which the amount shall be revoked or at the end of the previous year, whichever amount is less than the loan amount, if any.

Post Office Savings: Post Office Monthly Income Scheme is a low risk of preserving the document in which you can access from any post office. It provides an interest rate of 8% per annum, which is paid monthly. The minimum amount that can be invested, it is Rs. 1000 / - and additional investments in multiples of 1000 / -. Maximum
amount of Rs. 3, 00, 000 / - (if Single) or rupees. 6.00000 / - (if held jointly) during the year. She maturity period of 6 years. The bonus of 10% payable at maturity. Premature withdrawal is not permitted if the deposit is more than one year. Deduction of 5% is levied on the principal amount, if withdrawn prematurely, 10%
bonus also denied.

Bonds: This fixed income (debt) document is issued for a term exceeding one year in order to attract capital. The central or state government, corporations and other similar institutions to sell bonds. Bonds, as a promise to repay the principal along with a fixed interest rate on a certain date, called the period.

Mutual investment funds: These funds are managed investment company, which raises money from the public and invests in a group of assets (stocks, bonds etc.) in accordance with the stated set of objectives. He is a replacement for those who can not invest directly in shares or debt due to lack of resources, time or knowledge difficulties. Benefits include professional management money by buying in small quantities and diversification. Mutual fund shares are issued and redeemed by the Fund Management Company based on the fund's net asset value (NAV), which is determined at the end of each trading session. NAV is calculated as the value of all shares held in the fund, net of expenses, divided by the number of units issued. Mutual investment funds are typically long-term investment vehicle, although there are certain categories of mutual funds, such as money market mutual funds, which are short term
documents.

Companies fixed Deposits: This is a short term (six months), medium (three to five years) loans to companies at a fixed interest rate, which are paid monthly, quarterly, annually or semi10 annually. They can also be cumulative fixed deposits, where all the principal together with interest payable at the end of the loan period. Interest rate fluctuates between 6-9% per annum for the company FDs. Interest received after deducting taxes.

__________________
malleshyavagal